Consumer Ledger

Your credit report gives outsiders a window on your life. Making the right impression can be a make-or-break event. Insurance companies, potential employers, and landlords use your credit report to make decisions that impact your financial future. That’s to say nothing of mortgage companies, car lenders and other creditors. An accurate credit report can make [...]

I got a call saying I would be arrested if I didn’t make a payment today by electronic funds transfer. My  attorney friends  this week reported a rash of  calls from supposed debt collectors threatening arrest. An even scarier report was a caller purporting to be an FBI agent with orders to jail you if [...]